Organization, management and administration of programs, namely, incentive award programs, customer loyalty programs, loyalty rewards programs; advertising, marketing, and promoting the goods and services of others; advertising, marketing, and promoting the goods and services of others by using electronic flyers and discount coupons; advertising the goods and services provided by retail stores and wholesale outlets through electronic media

Services for facilitating financial and monetary transactions using cards, namely, gift card services, credit card services, debit card services, cash card services, discount card services, toll collection card services, telephone calling card services; services for electronic funds transfer and facilitating payment for the goods and services of others; insurance brokerage services

Software as a service (SAAS) provider in the field of software for users to electronically store, organize, manage and use gift cards, credit cards, debit cards, bank cards, cash cards, discount cards, privileged user cards, loyalty rewards cards, toll collection cards, telephone calling cards, identification cards, membership cards, hotel room key cards; software as a service (SAAS) provider in the field of software for shoppers to search and browse online catalogues of inventory and sales of retail stores; software as a service (SAAS) provider in the fields of software for electronic funds transfer, payment for goods and services, and insurance brokerage services; software as a service (SAAS) provider in the fields of advertising, marketing and promoting the goods and services of others, and advertising the goods and services of others offered through electronic media