Financing services; Consumer lending services; Financing of purchases; Providing point-of-sale financing services to merchants and consumers in the field of consumer and durable goods; Financing services, namely, providing a consumer financing platform for retailers; Financing services, namely, processing financing applications, conducting risk analysis and providing approval or disapproval decisions at a point of sale; Financial transaction services, namely, providing secure commercial transactions and payment options; Financing services in point-of-sale financing services provided via global communication networks, portable and wireless networks, and various platforms across multiple forms of media