Downloadable mobile applications for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; Downloadable mobile applications for use in connection with managing bank accounts and accessing bank account information; Downloadable mobile applications for enabling users to retrieve financial account balances using mobile phones, smart phones, and mobile telecommunication networks; Downloadable mobile applications for personal accounting and financial planning and management; Downloadable mobile applications for for processing electronic payments and for transferring funds to and from others; Downloadable mobile applications for enabling users to capture, upload, download, store, organize, and view information and data, all in the fields of personal finance, accounting, financial management and generating and submitting applications for financial services; Downloadable computer application software for mobile phones, smart phones, and mobile or wireless telecommunication devices, namely, software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; Downloadable computer application software for mobile phones, smart phones, and mobile or wireless telecommunication devices, namely, software for use in connection with managing bank accounts and accessing bank account information; Downloadable computer application software for mobile phones, smart phones, and mobile or wireless telecommunication devices, namely, software for enabling users to retrieve financial account balances using mobile phones, smart phones, and mobile telecommunication networks; Downloadable computer application software for mobile phones, smart phones, and mobile or wireless telecommunication devices, namely, software for personal accounting and financial planning and management; Downloadable computer application software for mobile phones, smart phones, and mobile or wireless telecommunication devices, namely, software for for processing electronic payments and for transferring funds to and from others; Downloadable computer application software for mobile phones, smart phones, and mobile or wireless telecommunication devices, namely, software for enabling users to capture, upload, download, store, organize, and view information and data, all in the fields of personal finance, accounting, financial management and generating and submitting applications for financial services

Automated Clearing House (ACH) transaction processing services provided via application programming interface (API) software; Credit card transaction processing services provided via application programming interface (API) software; Debit card transaction processing services provided via application programming interface (API) software; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments

Educational services, namely, providing online instruction in the field of news, opinion, advice, and guidance in the fields of personal finance, financial planning and investing; educational services, namely, providing online reference materials in the nature of articles and blog posts in the fields of personal finance, financial planning and investing; providing a website featuring blogs and non-downloadable publications in the nature of articles in the fields of personal finance, financial planning and investing; education services, namely, online live instruction in the fields of personal finance, financial planning and investing