a seamless aggregation of investor data from disparate sources to power applications that create a complete financial picture for investors, financial advisors, and financial institutions; a software-based, investor-data aggregation platform that receives, compiles, and organizes data from disparate sources in order to inform programmed applications which algorithmically assemble financial positions, forecasts, and recommendations for investors, financial advisors, and financial institutions; a household-centric data platform that integrates financial data associated with household-investor accounts, including multiple accounts related to members of the same family (single generation or multi-generational), in order to inform asset management; goal-planning; asset allocation; risk management; and portfolio performance