Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Application service provider (ASP) featuring software for use in payment processing; Application service provider (ASP) featuring software for use in bill payment, invoice generation and transmission, money movement, financial management, cash flow monitoring, accounting, storing documents and viewing document; Application service provider (ASP) featuring software for use for integrating ecommerce, business, transactional, financial, and analytics information and functionality into other software and platforms; Providing temporary use of on-line non-downloadable computer software for use as a digital wallet; Providing temporary use of on-line non-downloadable computer software for use as an electronic wallet; Providing temporary use of online, non-downloadable enterprise software for processing electronic payments to and; Software as a service (SAAS) services featuring software for merchants to process cash and cryptocurrency payments; Software as a service (SAAS) services featuring software for software for processing mobile payments; Software as a service (SAAS) services featuring software for software for transmitting, processing, facilitating, verifying, and authenticating gift cards information and transaction and payment information