Application service provider featuring application programming interface (API) software for connecting consumers to data and for connecting consumers and businesses; Application service provider, namely, hosting, managing, developing, and maintaining applications, software, and web sites, in the fields of allocating finances, identifying historical expenses, wireless communication, mobile information access, and remote data management for wireless delivery of content to handheld computers, laptops and mobile electronic devices; Software as a service (SAAS) services, namely, hosting software for use by others for use in identifying historical expenses and allocating finances; Application service provider (asp) featuring software for use to enable or facilitate the creation and posting of interactive social financial and expense posts and the collection of voting, commenting, and other personal feedback and information via communication networks; Computer services, namely, creating an on-line community for registered users to participate in discussions, get feedback from their peers, form virtual communities, and engage in social networking services in the field of allocating finances and identifying historical expenses of personal decision questions; Computer services, namely, creating an on-line community for registered users to organize peer polling and interactive discussions via communication networks; Providing online non-downloadable internet technology service software for creating and operating online communities for individual and group messaging; Computer services, namely, creating and hosting online communities for registered users to participate in discussions, provide feedback, make suggestions, ask questions, provide answers, posts articles, and engage in social and financial networking; Providing temporary use of online non-downloadable software for capturing, exchanging and organizing information among groups of people connected to the internet