Accounts payable debiting services; Banking services; Bill payment services; Bill payment services provided through a website; Credit and financial consultation; Credit card and debit card services, namely, credit and cash card payment processing services; Credit card and payment card services, namely, credit card payment processing services; Currency exchange and advice; Currency exchange services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic foreign exchange payment processing; Electronic payment services by which utility customers may apply money from various sources for payment of energy costs; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic transfers of money; Financial consultancy and insurance consultancy; Financial services, namely, credit agencies featuring credit processing, namely, credit checking, credit analyzing, and financial reporting services; Financial services, namely, money lending; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Financial services, namely, providing on-line stored value accounts in an electronic environment; Financial transaction services, namely, issuing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Insurance agency and brokerage; Merchant services, namely, payment transaction processing services; Money exchange services; Money order payment guarantee services; Money order services; Money transfer; On-line banking services; On-line cash account services; On-line real-time currency trading; Online, real-time tax payment processing, tax payment management, and tax payment analysis services; Payment processing services, namely, credit card and debit card transaction processing services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Providing an internet website portal in the field of financial transaction and payment processing services; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; Tax payment processing services