platform as a service (PAAS) in the field of digital payment processing to report, balance, transfer, and perform transactions corresponding to currency, digital assets, and digital currency for fractionalized and/or whole real estate equity beneficial interests, other digital assets, crypto or fiat currency holdings, forex, and activities of the account holder in real-time when possible; financial information networked via electronic computers and telecommunication networks forming a distributed ledger or "blockchain " coordinated file shared by many which only displays to the wallet/ account holder information about their own balances, transfers, and transactions corresponding to currency, digital assets, fractionalized and/or whole real estate equity beneficial interests, other digital assets, crypto or fiat currency holdings, forex, and activities of the account holder in real-time when possible. It also takes account owner orders and makes account owner directed trades by connecting to other trading partners or exchanges; cryptocurrency; digital wallet; digital wallet for cryptocurrency; cryptocurrency token