Identity as a service platform being software as a service (SaaS) services featuring software for user authentication and verification; platform as a service (PaaS) featuring software platforms for identity access management; software as a service (SaaS) services featuring software for user authentication, access control, and identity management; software as a service (SAAS) services, namely, hosting software for use by others for performing secure electronic transactions, namely, providing identity management, user authentication, and user verification services; cloud-based platform for monitoring and managing identities; providing temporary use of online non-downloadable software for privilege access management and identity governance and administration; software as a service (SaaS) services featuring software for right-to-access review and certification; security risk management, namely, updating and maintenance of computer software relating to computer security and prevention of computer risks, and security risk analytics services in the nature of computer systems analysis relating to updating and maintenances of computer software relating to computer security and the prevention of computer risks; security risk management and analytics services, namely, risk monitoring in the nature of monitoring of computer systems for detecting unauthorized access or data breach, threat analysis in the nature of computer security threat analysis for protecting data, and compliance assurance in the nature of testing, analysis and evaluation of the goods of others to assure compliance with industry standards relating to goods in the security risk management and analytics field; providing temporary use of on-line, non-downloadable software for data security and loss prevention; software as a service (SaaS) services featuring software for cloud security administration