computer software in the nature of downloadable computer programs and recorded computer software for facilitating financial transactions; computer software in the nature of downloadable computer programs and recorded computer software for facilitating transfer of funds; Systems for allowing goods and services to be purchased electronically via electronic terminals, namely, electronic funds transfer devices and automatic teller machines; magnetically encoded cards , namely, credit cards and debit cards; Blank electronic chip cards and blank electronic smart cards; Non-magnetically encoded cards for use in relation to the electronic transfer of funds

Business management; business administration; business consulting services; providing office functions; advertising agency services; advertising, marketing, and promotion services; advertising and marketing consultation; sales promotion services; promoting the goods and services of others; conducting market research; analysis of advertising response and market research; Creation, preparation, production, and dissemination of advertisements and advertising material for others; media planning services, namely, advising the client on the correct times and stations to advertise based on media analysis of the market for that media; Business administration of consumer loyalty programs; arranging and conducting incentive rewards programs to promote the sale of goods and services; computerized database and file management; data processing services; organizing content of information in the nature of providing a website for users with specific informed recommendations of specific consumer products and services according to user's inputted preferences; providing business, consumer, and commercial information in the field of consumer financing over computer networks and global communication networks; business services, namely, providing computer databases regarding the purchase and sale of a wide variety of products and services of others; providing compilations of trade directories for publishing on the Internet and other electronic, computer and communications networks; retail store and online retail store services in the field of books and magazines; retail store services provided via the Internet and other computer, electronic and communications networks, in the field of periodicals and newsletters; retail store services in the field of books, magazines, periodicals, newsletters, journals and other publications on a wide range of topics of general interest, provided via the Internet and other computer, electronic and communications networks; retail store services in the field of entertainment featuring movies, television programs, sporting events, musical works, and audio and audio-visual works, provided via the Internet and other computer, electronic and communications networks; retail store services featuring computer, electronic and entertainment products, telecommunications apparatus, mobile phones, handheld mobile digital electronic devices, and other consumer electronics, computer software, and accessories, peripherals, and carrying cases for such products, provided via the Internet and other computer, electronic and communications networks; product demonstrations provided in-store and via global communications networks and other electronic and communications networks; subscription services, namely, providing subscriptions to text, data, image, audio, video, and multimedia content, provided via the Internet and other electronic and communications networks; Fee-based or prepaid subscription featuring downloadable pre-recorded text, data, image, audio, video, and multimedia content via the Internet and other electronic and communications networks; Arranging and conducting of commercial, trade shows, and exhibitions for promotional or advertising purposes; information, advisory and consultancy services for all the aforesaid

Financial and monetary services, namely, electronic debit card processing services; computerised financial services, namely, providing of secure financial commercial transactions; financial payment services, namely processing of electronic wallet payments; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment of bills and accounts for others; payment processing services, namely credit card and debit card transaction processing services; computerised transfer of funds, electronic funds transfer, electronic transfer of funds by telecommunications; provision of secure commercial transaction using a mobile device in point-of-sale transactions; Credit card accessed financial transaction processing services and credit card operated financial transaction processing services; debit and credit card payment processing services