Application service provider featuring application programming interface (API) software for allowing data retrieval, upload, access and management; Application service provider (ASP) featuring software for use in online banking and financial analysis; Computer services, namely, creating an on-line community for registered users to participate in discussions, share banking transaction information and financial services information, and engage in social networking in the fields of retail banking, online banking and personal finance; Providing temporary use of on-line non-downloadable software for enabling users to access account information and manage account information related to checking accounts and debit cards; Providing temporary use of a non-downloadable interactive web-based application that enables users to review information related to checking accounts and debit cards; Providing temporary use of on-line non-downloadable software for performing financial transactions and transmitting and receiving information in the fields of electronic payments, electronic bill payments, and bill presentment; Providing temporary use of non-downloadable software for use in sending and receiving payments, transferring funds, bill payment processing, and bill presentment; Providing temporary use of non-downloadable software for generating bill reminders and bill payment status alerts; Providing online, non-downloadable software for obtaining, viewing, storing and managing credit scores and credit reporting information; Providing online, non-downloadable software for comparing and recommending financial products and services in the nature of credit cards, debit cards, stored-value cards, bank accounts, investment accounts, insurance policies, loan financing, personal loans, automobile loans, peer-to-peer loans, student loans, lines of credit, and mortgages; Providing online, non-downloadable software for generating product and service comparisons; Providing temporary use of online, non-downloadable software for providing commercial information on, and comparisons of, the products and services of others; Providing temporary use of online, non-downloadable software for comparison shopping; Providing temporary use of online, non-downloadable software for recording, processing, receiving, reproducing, transmitting, modifying, compressing, decompressing, broadcasting, merging and enhancing of data; Providing temporary use of online, non-downloadable software for online banking management and personal financial management; Providing temporary use of online, non-downloadable software for financial transaction management; Providing temporary use of online, non-downloadable software for tracking and analysis of personal and small business financial transactions; Providing temporary use of online, non-downloadable software for financial planning, financial management, bill tracking and management, expense tracking and management, accounting, and taxable item tracking and management; Providing temporary use of online, non-downloadable software for creating reports and graphs; Providing temporary use of online, non-downloadable software for use in data analysis and financial forecasting; Providing temporary use of online, non-downloadable software for data aggregation; Providing temporary use of online, non-downloadable software for providing alerts; Providing temporary use of online, non-downloadable software for providing wireless access to data and databases; Providing temporary use of online, non-downloadable software for enabling users to retrieve account balances and transaction information accessible over telecommunication networks; Providing temporary use of online, non-downloadable software for managing credit and debit card accounts; Providing temporary use of online, non-downloadable software for credit monitoring and providing credit scores; Providing temporary use of online, non-downloadable software for enabling users to retrieve digital currency account balances and transaction information using telecommunication networks