Providing on-line information services in the field of credit and financing for businesses and financial institutions and organizations; online service to provide and facilitate obtaining credit reports and credit and financial information regarding businesses and financial institutions and organizations, and to facilitate credit decisions and management of accounts receivable financing services

Providing temporary use of online non-downloadable computer software for the collection, management storage, generation of reports and sharing of financial information and data for use in making credit underwriting decisions; providing temporary use of non-downloadable computer software for the collection, management, storage, generation of reports and sharing of financial information and data for use in making credit underwriting decisions over computer networks, intranets, and the internet; platform as a service (PEAS) featuring software for financial underwriting; Software as a service (SAAS) featuring software for use in reviewing, evaluating and analyzing credit, loan and financial applications based on artificial intelligence, machine learning and data analysis methods; software as a service (SAAS) for use by lenders, banks, credit unions, and financial institutions in evaluating, analyzing and characterizing borrower and applicant data and information as part of lending services; Providing online non-downloadable software which allows users to obtain and review business information in the nature of credit reports and financial information regarding business and financial institutions and organizations, for use in facilitating credit decisions and management of accounts receivable; providing online non-downloadable software which allows users to conduct business research to generate information regarding businesses, financial institutions and organizations