Insurance administration; Insurance agencies; Insurance agencies in the field of Life and Health insurance; Insurance agency and brokerage; Insurance and financial information and consultancy services; Insurance brokerage; Insurance brokerage services; Insurance consultancy; Insurance consultation; Insurance information; Insurance information and consultancy; Insurance risk management; Insurance services, namely, insurance eligibility review and verification and consultation in the Life and Health industry; Insurance services, namely, viatical settlement services, life settlement services for insurance policyholders, and senior settlement services for insurance policyholders; Insurance underwriting consultation; Brokerage in the field of Life and Health Insurance; Consultancy services relating to insurance; Consulting and information concerning insurance; Financial evaluation for insurance purposes; Life insurance brokerage; Providing insurance information; Providing insurance premium rate quotes via on-line, telephone and mail means; Providing a website featuring educational information in the field of business insurance