Consumer credit services, namely, consumer credit consultation and credit reporting services; providing financial analysis of consumer credit reports and consumer credit scores via an Internet website; providing consumer credit consultation information via the Internet; financial information provided by electronic means; providing financial and consumer information in the field of finance, loans, debt and credit; providing an on-line computer database in the field of financial information and related consumer information relating to credit reporting, credit rating, credit scores, and household and consumer demographics; Financial advisory services, namely, providing financial, budget, debt reduction and investment planning services based on analysis of a borrower's credit, debt and financial information to identify debt products for lowering borrowing costs and for creating personalized budget and investment strategies for achieving financial goals, namely, wealth creation and reduced borrowing costs; Providing an on-line computer web site that provides financial information, analysis and advice services; Financial analysis, namely, debt reduction and management, mortgage and budget planning; Financial services, namely, mortgage and debt planning; Financial services, namely, mortgage and debt planning via the Internet; On-line financial planning services; Providing a web site featuring personal financial information and financial advice