Banking services; credit bureau services; debit account services featuring software applications and physical debit cards; debit card transaction processing services; financial advice; financial analysis and research services; financial credit scoring services; financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; payment processing services in the field of bill payments; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing financial information; all of the foregoing not directly associated with the provision of medical or health care services, or any form of humanitarian relief, assistance to victims of natural disasters, conflicts or other emergencies, or charitable or fundraising services related to the same