Financial services, namely, savings programs; provision and financial administration of debit card and credit card savings programs; provision and financial administration of saving programs that capture change from checking account-related purchases, other checking account transactions and credit card purchases for savings purposes where the change is the difference between the amount of the purchase or transaction and a defined amount; provision and financial administration of savings programs and promotion plans for emergency fund and other savings goal needs; savings account services, namely, savings account services where money in the account is accumulated as emergency funds, savings account services featuring the automatic accumulation of money into the savings accounts, and savings and automatic fund accumulation services being a type of savings account service; savings account rewards program, namely, providing a type of savings account where money is saved via automatic transfers

Savings account services, namely, savings account accumulation services for emergency funds and other savings goal needs in the nature of online, non-downloadable software that accumulates savings through defined automatic transfers from checking accounts into savings accounts