Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; downloadable computer software for processing electronic payments and for transferring funds to and from others; downloadable computer software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; downloadable computer software for issuing receipts regarding mobile payment transactions; downloadable computer software for generating and soliciting business funding and investments; downloadable computer software used for point of sale transactions; downloadable computer and mobile application software for managing and creating a business; downloadable computer and mobile application software for payment processing, sales and order tracking, inventory management; downloadable computer and mobile application software used to customize and issue receipts via text, print and email, collect sales data, track sales; downloadable computer software and mobile application software for managing customer relations (CRM) and loyalty programs, namely, software to create, manage, and analyze customer contact and account information, generate and track customer loyalty programs, and generate reports

Financial services, namely, electronic funds transfer; clearing and reconciling financial transactions via a global computer network and wireless networks; providing a wide variety of payment and financial services, namely, credit card payment processing services, issuing credit cards and providing personal and business lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; credit card and debit card transaction processing services; providing payment and financial services, namely, creating, preparing, managing, sending, processing, tracking, and reconciling electronic payments of invoices; payment processing services in the nature of processing reimbursements for fraudulent transactions, transaction errors, and disputed transactions, namely, transactions concerning lost, damaged, misrepresented, or incorrect products or services, all in the field of electronic payment purchases; credit card transaction processing services; credit and loan services, namely, providing revolving credit account services; bill payments services; providing electronic processing of electronic payments via mobile devices; providing electronic mobile payment services for others being payment services for others via mobile applications; payment processing services, namely, credit card, debit card, gift card, prepaid gift card, prepaid cash card, prepaid debit card, mobile (chip or electronic) card, and electronic payment processing services; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others

Providing temporary use of online non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable software for point of sale transactions; providing temporary use of online non-downloadable computer software for managing and creating a business; providing temporary use of online non-downloadable computer software for payment processing, sales and order tracking, inventory management; providing temporary use of online non-downloadable computer software used to customize and issue receipts via text, print and email, collect sales data, track sales; providing temporary use of online non-downloadable computer software for CRM, namely, software to create, manage, and analyze customer contact and account information, generate and track customer loyalty programs, and generate reports