Banking services; savings account services; internet and online banking services; online banking services accessible by means of downloadable mobile applications; administration of employee benefit plans concerning finance and insurance in the nature of savings accounts, flexible spending accounts, limited-purpose health flexible spending accounts, health reimbursement arrangements, limited-purpose health reimbursement arrangements, dependent care flexible spending accounts, health savings accounts, transportation fringe benefit plans, and other tax advantaged accounts; bill payment services; check processing; debit card transaction processing services; electronic cash transactions; tracking and monitoring employee expenses and receipts for others for cost accounting purposes; electronic debit card transaction processing; electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic transfer of money; financial information provided by electronic means; assisting others with the completion of financial transactions for stocks, bonds, securities and equities; providing on line financial calculators; banking services and health savings account administration for consumer-driven health care plans and defined contribution health care plans and Section 125 cafeteria plans; custodial services and financial custody services, namely, maintaining possession of health savings accounts for others for financial management purposes; trustee services for health savings accounts; providing information in the fields of employee benefit plans concerning finance and insurance in the nature of flexible spending accounts, limited-purpose health flexible spending accounts, health reimbursement arrangements, limited-purpose health reimbursement arrangements, dependent care flexible spending accounts, health savings accounts, transportation fringe benefit plans, and other tax advantaged accounts via various means, which may include but are not limited to, the Internet, global networks, cloud computing, social media, blogs, telephone, in person, mail, e-mail and facsimile; third-party benefit administration services, namely, administration of employee benefit plans concerning finance and insurance in the nature of flexible spending accounts, limited-purpose health flexible spending accounts, health reimbursement arrangements, limited-purpose health reimbursement arrangements, dependent care flexible spending accounts, health savings accounts, transportation fringe benefit plans, and other tax advantaged accounts; administration of benefit plans concerning group insured, self-insured benefits, individually insured and self-pay benefits, namely, enrolling participants, automatically verifying eligibility, adjudicating claims, processing payments, transferring funds, and updating records of employee expenditures, all via various means which may include but are not limited to, communications networks using electronically encoded cards operating in conjunction with employee benefit plans concerning insurance and self-insurance; providing employee benefits and/or benefit management services to third party administrators and employers, namely, providing program development and aiding administration of benefit plans for others concerning insurance, self-insurance and self-pay benefits; providing employee benefits and/or benefit management services for others concerning insurance, self-insurance and self-pay benefits which may include but are not limited to, third party administrators, employers, and governmental payers, namely, electronic processing of ACH and electronic payments via a global computer network and processing electronic payments made through prepaid cards for various types of payments which may include but are not limited to, commuter expenses, tuition reimbursement, dependent care, flexible spending accounts and other tax advantaged accounts; administration of insured, self-insured and self-pay employee benefit plans; providing educational information in the field of employee benefits and benefit management services concerning group insured, self-insured benefit plans, individually insured and self-pay benefit plans