Downloadable computer software development tools; downloadable application programming interface (API) software; downloadable application programming interface (API) software for facilitating the integration of artificial intelligence and machine learning into existing user interfaces, for facilitating and optimizing artificial intelligence and machine learning engagement and for aggregating, analyzing, processing and transmitting data in the form of customized responses; downloadable application programming interface (API) software for facilitating the integration of virtual assistant services into existing user interfaces to allow users to perform electronic banking transactions and make electronic banking-related inquiries; downloadable software development kits (SDK); downloadable computer programming and software development tools for use in connection with data aggregation, analysis, management and transmission; downloadable computer programming and software development tools for use in connection with providing customized financial recommendations and for optimizing and integrating artificial intelligence and machine learning; downloadable computer programming and software development tools for use in connection with analyzing and processing natural language to provide customized responses

Financial services, namely, providing an online automated service that aggregates, processes and reports personal and corporate banking, financial, investment and general financial information; Financial information services, namely, collecting and analyzing financial affairs records and summaries in the nature of bank accounts, investments accounts, bill payments, mortgages, retirement accounts, retirement programs, credit card accounts, insurance policies and loans all over electronic communications networks; Financial information provided by electronic means in the field of online monitoring and tracking services for financial and e-commerce transactions relating to status of securities and other financial instruments; providing financial information in the form of records and summaries in the fields of financial affairs, bank accounts, investments accounts, bill payment, mortgages, retirement accounts, retirement programs, credit card accounts, insurance and loans by means of electronic communications networks; providing online personal banking services; providing online financial management services for personal, household and business applications; Providing online electronic funds transfer, processing debit card payment and bill payment services; Providing electronic and web-based processing and subsequent transmission of funds transfers, bill payments and electronic payment data; electronic payment services, namely, electronic processing and subsequent transmission of bill payment data; financial transaction services, namely, providing secure commercial transactions and electronic payment options; providing electronic processing of electronic payments and transfers via a global computer network; electronic debit card transaction processing; providing information in the field of finance; providing an on-line searchable database featuring financial information about personal and corporate banking, finance, investments, e-commerce transactions, securities and other financial instruments; providing a website featuring information in the field of finance

Chatroom services for social networking; Electronic bulletin board services; Providing internet chatrooms; Transmission of messages; Transmission of messages over electronic media; Electronic transmission of messages

Computer services, namely, creating computer network-based indexes of information, websites and resources; Software as a service (SAAS) services featuring software for financial management, online payments, facilitating e-commerce transactions, online banking, online financial transactions and online automated and on-demand banking, financial, investment and personal records and information aggregation services; Software as a service (SAAS) services featuring software for database management, file management and data processing; Platform as a service (PAAS) services featuring computer software platforms for financial management, online payments, facilitating e-commerce transactions, online banking, online financial transactions and online automated and on-demand banking, financial, investment and personal records and information aggregation services; Platform as a service (PAAS) services featuring computer software platforms for database management, file management and data processing; Providing temporary use of on-line non-downloadable software development tools; Platform as a service (PAAS) services featuring computer software platforms for software and application development, customization and integration; application service provider featuring application programming interface (API) software