Cards encoded with security features for identification purposes; Downloadable mobile applications for atm debit cards, virtual cards, prepaid cards, charge cards, credit cards for social media creators, card points, card rewards, card expense management, credit card cash advance, cash advance contracts, and sending/distributing bill pay; Downloadable software for atm debit cards, virtual cards, prepaid cards, charge cards, credit cards for social media creators, card points, card rewards, card expense management, credit card cash advance, cash advance contracts, and sending/distributing bill pay; Downloadable computer software for atm debit cards, virtual cards, prepaid cards, charge cards, credit cards for social media creators, card points, card rewards, card expense management, credit card cash advance, cash advance contracts, and sending/distributing bill pay; Electronic and magnetic ID cards for use in connection with payment for services; Magnetically encoded credit cards; Magnetically encoded debit cards

Banking and financing services; Cash replacement rendered by credit card; Credit and cash card payment processing services; Electronic banking via a global computer network; Electronic cash transactions; Electronic credit card transaction processing; Electronic debit card transaction processing; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; On-line banking services; On-line cash account services; Online banking; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments

Cloud computing featuring software for use atm debit cards, virtual cards, prepaid cards, charge cards, credit cards for social media creators, card points, card rewards, card expense management, credit card cash advance, cash advance contracts, and sending/distributing bill pay; Providing temporary use of on-line non-downloadable software and applications for atm debit cards, virtual cards, prepaid cards, charge cards, credit cards for social media creators, card points, card rewards, card expense management, credit card cash advance, cash advance contracts, and sending/distributing bill pay; Providing temporary use of on-line non-downloadable software for atm debit cards, virtual cards, prepaid cards, charge cards, credit cards for social media creators, card points, card rewards, card expense management, credit card cash advance, cash advance contracts, and sending/distributing bill pay; Providing temporary use of a web-based software application for atm debit cards, virtual cards, prepaid cards, charge cards, credit cards for social media creators, card points, card rewards, card expense management, credit card cash advance, cash advance contracts, and sending/distributing bill pay; Software as a service (SAAS) services featuring software for atm debit cards, virtual cards, prepaid cards, charge cards, credit cards for social media creators, card points, card rewards, card expense management, credit card cash advance, cash advance contracts, and sending/distributing bill pay