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Issuance of credit cards services; Processing of credit card payments; Issuance of stored value cards; Processing of electronic wallet payments; Collection of money owed from settlements; Rent collection; Debt collection agencies services; Third party bill payment services; Bill payment collection and bill payment services; Electronic funds transfer; Installment loans; Financing of Loans; financing services; Providing rebates at participating establishments of others through use of a membership card; Financial transaction services namely, providing secure commercial transactions and payment options via virtual currency; Electronic transfer of virtual currency