Providing on-line non-downloadable cloud computing software for use in database management and electronic storage of data; Electronic data storage; Computer services, namely, cloud hosting provider services in the nature of data management; Web site hosting services; Providing online non-downloadable software for use in a distributed serverless computing platform environment for data analysis, data manipulation, generic software testing and development, and generic software production; Application services provider featuring application programming interface (API) software; Data encryption services; Data encryption services for providing security and anonymity for electronically transmitted payment and finance transactions; Providing on-line non-downloadable software for transmitting payment information between a software integration platform and an electronic payment processor; providing user authentication services using single sign-on software technology, multi-factor authentication technology, and secure permissioning systems; Providing on-line non-downloadable digital access management software and on-line non-downloadable software for searching and retrieving information across a cloud based network; Providing on-line non-downloadable software to provide access to and use data marketplaces and data solutions; Software as a service (SaaS) services, namely, software for user onboarding and data enrichment; Software as a service (SAAS) services, namely, hosting automation software for use by others; Software as a service (SaaS) services featuring computer software platforms for artificial intelligence; Platform as a service (PaaS) featuring knowledge-based artificial intelligence computer software platforms and automation software platforms for use in artificial intelligence applications; Providing on-line non-downloadable software for universal identification and generalized information searching; Providing on-line non-downloadable software for use in connection with regulatory compliance in the field of personally identifiable information, security and privacy