Computer and mobile phone application software, namely, downloadable computer software for credit monitoring, identity theft protection, assessing consumer credit, consumer credit reporting, analyzing and comparing credit cards and financial loans for consumers

Credit monitoring services in the nature of monitoring consumer credit reports and providing an alert as to any changes therein for business purposes; review of credit reports and scores and providing an alert as to any changes therein in the nature of monitoring consumer credit reports and providing an alert as to any changes therein for business purposes; Consumer credit and consumer credit risk score monitoring and reporting and alerts regarding same; Providing daily automatic refresh consumer credit and consumer credit risk score reports for business purposes; marketing services, namely, providing consumers with credit card and loan offers; lead generation services for credit card and consumer loan offers using credit and consumer data to provide credit card and loan offers to consumers

Financial management services, namely, analyzing consumer's credit cards or loan portfolios and making comparison to other portfolios of credit cards and loans and identification of consumer savings achieved with the different portfolios by switching credit cards or loans; consumer credit consultation services, namely, collecting traditional and non-traditional consumer credit and consumer loan accounts data, evaluation and comparison of available consumer loans and consumer credit cards; credit reporting services; consumer financial loan and consumer credit card consultation; consumer credit reporting services; direct to consumer financial information provided by electronic means; Credit card and loan assessment, evaluation and consulting services for use in direct to consumer marketing offers

Electronic monitoring of personally identifying information to detect identity theft via the internet; computer security services for protecting data and information from unauthorized access; computer security threat analysis for protecting data; computer security consultancy

Identity theft protection services; consultation in the field of identity and data theft; Financial identity monitoring services for fraud protection purposes; Providing an online computer database in the field of data and identity theft; Providing consumer credit report monitoring information to facilitate the detection and prevention of identity theft and fraud via the internet; Monitoring consumer credit reports and scores and providing an alert as to any changes therein to facilitate the detection and prevention of identity theft and fraud; Fraud resolution and customer assistance services provided in the event of identity theft and fraud affecting credit, bank accounts and credit cards; Providing credit monitoring, alerts and reports based on internet surveillance for the protection of identity and protection against identification theft; Monitoring, alerts and reporting where credit has been obtained in children's name for fraud and identity theft protection purposes