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Computer software design; Design of information systems relating to finance; Electronic monitoring of credit card activity to detect fraud via the internet; Development of computer platforms; Design and development of computer software for evaluation and calculation of data; Software as a service (SAAS) services featuring software for providing a consolidated view of consumer financial accounts, assessing credit worthiness of companies and private individuals, and aggregating application programming interfaces (APIs) for financial services; Providing information on computer technology and programming via a web site; Computer programming; Cloud computing featuring software for providing a consolidated view of consumer financial accounts, assessing credit worthiness of companies and private individuals, and aggregating application programming interfaces (APIs) for financial services