credit scoring services; credit rating services; evaluation of the credit worthiness of businesses; providing information in the fields of credit rating in the nature of modeling, scoring and analytics; financial risk management; providing financial information about credit scores and credit management; evaluating credit risks through use of algorithms; financial information services in the field of credit scoring and credit risk assessment; financial services, namely, providing credit checking, credit analyzing, and credit profiling; financial services in the nature of credit modeling, namely, the evaluation of credit and other data as credit risk predictors, credit scoring services, and analytical services; providing financial score factor assessments; providing online credit scoring and evaluation services; providing credit evaluation, analysis, and information services; financial services, namely, providing credit reports and financial information relating to credit scores and factors for determining credit scores; financial analysis, namely, credit risk and fraud risk analysis; preparation of credit rating reports