Providing an online non-downloadable Internet-based system application featuring technology enabling users to access a licensed centralized structure of data residing in a secure, encrypted nucleus database storage of released and approved customer's account information, inclusive of post-mortem data, insurance policy detailed data, pension detailed data, specific financial account information, release of information documents, formatted audio and video formatted media, integrating vital information through an exchange to a central hub repository containing post-mortem data, packaged data according to business rules of software and customer preferences, electronically transmitted to a licensed predetermined internet protocol address of a provider in a secure file transport method or virtual private network in connecting, transmitting agreed upon data sent with return receipt acknowledgement for directed transference of data executed resulting from the death of the IvyLocker customer from a life event, data sent may be as parsed digital data streams, full digital data files, documents, files, information, and text content