Financial services, namely, mortgage banking and consumer lending services; origination, acquisition, servicing, securitization and brokerage of mortgage loans; financial services, namely, mortgage planning, financial planning and mortgage refinancing services; loan financing, consumer lending services, and providing financial information on loans; financial services pertaining to personal financial accounts, namely, daily monitoring of financial transactions and account balances for financial information purposes, budget and spending loan financing, consumer lending, loan qualification and loan approval; financing of vehicles and vehicle loan services; commercial lending services; providing working capital financing to small businesses; student loan services; bill payment services; electronic Automated Clearing House (ACH) transaction processing services; cash management, namely, facilitating money transfers of electronic cash equivalents; providing web-based, automated and customized personal financial management services, namely, user-directed management reporting; financial consultation services provided to consumers; financial advice; financial investment advisory services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; investment consultation, investment brokerage and investment management service; credit card payment processing services; credit consulting services; credit information services, namely, providing credit information relating to consumer applicants for credit; issuing letters of credit; providing a website featuring information in the field of finances, loans, credit scoring and credit management; providing consumers with information about loans and information that lenders and others use to make credit decisions; insurance services, namely, insurance consultation; warranty services, namely, providing home warranty administration; providing underwriting warranty and extended warranty contracts, namely, service contracts; third-party extended warranty services for vehicles, namely, vehicle service contracts on vehicles manufactured by others for mechanical breakdown and servicing, underwriting warranty programs in the field of automobiles; accident insurance underwriting and insurance claims administration of extended motor vehicle service contracts for the repair and maintenance of motor vehicles