Downloadable software in the nature of a mobile application for electronic transfer of money for others; Downloadable software in the nature of a mobile application for facilitating the purchase, electronic storage, earning, validation, distribution, sharing, and transfer of gifts, funds, loyalty benefits and credits, coupons, rebates, vouchers, cash back, discounts, and rewards between users, redeemable as a credit towards the purchase of goods and services of a particular merchant, or redeemable as and exchanged for money; Downloadable software in the nature of a mobile application for providing electronic processing of electronic funds transfer, ACH, credit card, debit card, gift card, loyalty card, electronic check and electronic, mobile and online payments; Downloadable software in the nature of a mobile application for electronic splitting and sharing of funds between users; Downloadable software in the nature of a mobile application for facilitating payments between users or to others, including tipping, gifting, bill payment, product or service ordering; Downloadable software in the nature of a mobile application for facilitating the exchange of information between users, consumers and businesses including sending, receiving and storing electronic messages and media, and providing alerts, notifications and reminders; Downloadable software in the nature of a mobile application for providing searching of users, businesses, products, services and other information; Downloadable software in the nature of a mobile application for enabling transactions of value to be requested from or sent to others, namely, financial transactions, discounts, rewards, loyalty benefits, and user status; Downloadable software in the nature of a mobile application for providing online marketplaces for sellers and buyers of goods and services; Downloadable software in the nature of a mobile application for providing financial information by electronic means, namely, credit card, debit card, financial account, mobile wallet, and electronic wallet information; Downloadable software in the nature of a mobile application for providing online facilities featuring user marketing, comments, ratings, reviews, referrals and recommendations concerning business organizations, brands, service providers, and other resources; Downloadable software in the nature of a mobile application for providing online business directories featuring the businesses, products and services of others; Downloadable software in the nature of a mobile application for providing information regarding rewards, loyalty programs, referral programs, discounts, cash back, coupons, rebates, vouchers, giveaways, promotions, contests, links to retail websites of others, and special offers; Downloadable software in the nature of a mobile application for organizing, indexing, providing access to, promoting, facilitating the sale, ordering of, purchase of, and providing information regarding the goods and services of others; Downloadable software in the nature of a mobile application for facilitating transactions between users, consumers, and businesses, namely, scheduling or booking appointments and reservations, requesting quotes, event ticket ordering, and ordering food and beverages from third-party restaurants and other providers

Payment processing services, namely, facilitating electronic transactions and storage of electronic transaction information, facilitating the transfer of value for gift cards, funds, loyalty benefits and credits, coupons, rebates, vouchers, cash back, discounts, and rewards between users, where the value is redeemable as a credit towards the purchase of goods and services of a particular merchant, or redeemable or may be exchanged for money; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, gift card, loyalty card, electronic check and electronic, mobile and online payments; electronic payment services involving electronic processing, namely, electronic splitting and sharing of funds between users; financial transaction services, namely, facilitating payments between users, including tipping, gifting, bill payment, product or service ordering; financial transaction services, namely, enabling transactions of value to be requested from or sent to others, namely, financial transactions, discounts, rewards, loyalty benefits, and user status; providing financial information by electronic means, namely, credit card, debit card, financial account, mobile wallet, and electronic wallet information; bill payment services provided via mobile applications