Downloadable computer programs for processing of financial payments involving enabling card verification and authorization, fraud checking, and secure transfer of money for merchant accounts; electronic payment terminals, namely, apparatus for payment with magnetically encoded cards, apparatus for payment with magnetic memory cards, apparatus for receiving cash payments being credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards or other payment cards and microchips containing account details; electronic display interfaces, namely, read-out apparatus for use in the authentication of cashless payment means and read-out apparatus for use in the identification of cashless payment means; electronic terminals for electronically processing credit card payments; electronic pin code entry devices; electronic terminals for the electronic payment of charges with credit cards; electronic apparatus for use in processing financial transactions; Downloadable computer software for handling of financial transactions such as payments by charge cards, bank cards, credit cards, debit cards, stored value cards and payment cards; Downloadable computer software applications for handling of financial payments via mobile phones; electronic verification apparatus for verifying authenticity of bank cards, credit cards, debit cards, charge cards, stored value and/or payment cards; electronic and downloadable publications, namely, magazines, journals, newsletters, articles, manuals, reports, and white papers featuring information related to electronic payment processing services, fraud and identity theft prevention, in relation to electronic payment processing services, risk assessment in relation to electronic payment processing services, analysis of payment transaction data for businesses recorded on computer media; downloadable data namely, publications in the nature of magazines, newsletters, articles, manuals, and white papers in the field of payment processing services, fraud and identity theft prevention in relation to electronic payment processing services, risk assessment in relation to electronic payment processing services, analysis of payment transaction data for businesses; downloadable software for analysis of payment transaction data for use in payment processing services, fraud and identity theft prevention in relation to electronic payment processing services, and risk assessment in relation to electronic payment processing services; Downloadable electronic publications in the nature of newsletters, magazines, journals, manuals, infographics, reports, and white papers relating to research on financial issues and research into payment transaction data and transactions trends

Banking services; online banking services; credit card, debit card, store card, bank card, charge card, gift voucher card, and other payment card authorization services; electronic funds transfer and payment processing services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and mobile banking and processing of credit card payments; processing of credit and debit transactions by telecommunication link; electronic wallet services, namely, bill payment services provided via an electronic wallet; payment services, namely, electronic processing of electronic debit transactions, peer-to-peer electronic cash, credit card, and debit transactions, electronic cash transactions, electronic banking via a global computer network, electronic funds transfer; electronic point of sale payment transaction processing services; mail payment transaction processing services; telephone payment transaction processing services; recurring payment transaction processing services; merchant account services, namely, payment transaction processing; financial risk management; identity theft and fraud prevention services relating to processing of financial payments made by bank cards, credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts in the nature of payment and funds verification services and credit card authorization services; financial services in relation to secure handling of online financial transaction data and services for secure transfer of money between banks, their customers and merchant accounts, namely, providing secure commercial transactions and payment options; financial analysis and consultation, financial analysis services, namely, analysis of payment transaction data; information, advisory and consultancy services related to all the aforesaid services

Computer security system monitoring services for proper functioning and performance of card readers and electronic apparatus all for handling financial and associated transactions including authorization and processing of payments made with credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; Computer security system monitoring services for proper functioning and performance of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; Computer security system monitoring services for proper functioning and performance of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; application service provider (asp) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, and rental of computer equipment, hardware, software and programs; data encryption services