Downloadable computer software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunication devices, namely, computer e-commerce software to allow users to perform electronic business transactions; Downloadable computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable computer software for enabling the electronic transfer of money between users; Downloadable computer software for enabling processing of electronic funds transfers and payments made via automated clearing house (ACH), credit card, debit card, prepaid cards, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Downloadable computer software for organizing, storing, providing access to, scanning, sharing, and providing commercial information about goods, services, requests for quotes (RFQs), purchase orders (POs), invoices, and discounts; downloadable computer software for capturing, managing, and transmitting electronic payment information; Downloadable computer software for processing, facilitating, verifying, and authenticating electronic payments and contactless payment transactions with merchants, and vendors using a mobile device; Downloadable computer software for use in registering, screening, credentialing, verifying, rating, and organizing third party vendors, suppliers, contractors, documentation and information on behalf of others

Business data analysis services in the field of reputational and credit reporting; Business research and data analysis services in the field of risk management; Monitoring commercial credit of others for business purposes; Analyzing and compiling business data; Business risk assessment services; Business risk management services; Monitoring business credit for business purposes; Providing business information electronically; Providing business information in the field of general company profiles including financial transaction data, years in business, company size as well as commercial sales and employee relations information; Providing predictive business information regarding a company's future; Business risk assessment services, namely, providing an on-line business assessment tool in the nature of an online business profile for providing insight into health of companies; Business administration services, namely, assigning and supplying identification numbers for use by business enterprises for the purpose of enabling and facilitating the automation of the payment of accounts payable and other business purposes and the obtaining of business statistics and information; Providing business information, namely, financial transaction data, commercial credit data, historical and operating information to business entities via a global computer network; Business management services, namely, providing credential verification of third party vendors, suppliers and contractors on behalf of others; Vendor management services, namely, registering and screening the credentials of third party vendors, suppliers and contractors on behalf of others; Business records management, namely, managing third party vendor, supplier and contractor certifications on behalf of others; Preparing financial reports for others including collecting and reporting credit, sales, financial and credit and financial analysis

Electronic payment services, namely, enabling processing of electronic funds transfer and payments via automated clearing house (ACH), credit card, debit card, prepaid cards, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Payment services, namely, payment transaction processing services, payment verification services, and bill payment services; Providing electronic mobile payment transaction processing services for others via automated clearing house (ACH), credit card, debit card, prepaid cards, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Electronic foreign exchange payment processing; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Credit card transaction processing terminal services using near field communication (NFC) technology; Providing financial information on credit and debt collections of businesses; Credit rating services, namely, furnishing credit rating reports for financial purposes; Providing credit rating and financial analysis; Providing financial credit history information services for financial purposes; Credit risk analysis; Online credit services, namely, providing online credit reports for financial purposes; Business credit risk information services

Providing electronic transmission of electronic funds transfer and payments via automated clearing house (ACH), credit card, debit card, prepaid cards, mobile wallets, electronic wallets, electronic check and electronic, mobile and online electronic payments

Providing online, non-downloadable software for enabling the electronic transfer of money between users; Providing online, non-downloadable software for enabling processing of electronic funds transfers and payments made via automated clearing house (ACH), credit card, debit card, prepaid cards, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Providing online, non-downloadable software for payment transaction processing services, payment verification services, and bill payment services; Providing online, non-downloadable software for electronic mobile payment services for others; Providing online, non-downloadable software for electronic foreign exchange payment processing services

Authentication services for authenticating approved third party vendors, suppliers and contractors, namely, performing due-diligence background investigation services