Administration, billing and reconciliation of accounts on behalf of others; Business consulting services in the field of online payments; Business management consultation and services, namely, managing and administering non-core functions, namely, mailing and shipping, records management, information services, administration, payroll and accounting, and telemarketing services; Promoting the goods and services of others; Promoting the goods and services of others by providing a web site featuring links to the online web sites of others; Promoting the goods and services of others by providing hypertext links to the web sites of others; Promoting the goods and services of others by providing consumer information regarding discounts, late pay premiums, and special offers for the goods of others; Promoting the goods and services of others by providing business information regarding discounts, late pay premiums, and special offers for the goods of others; Promoting the goods and services of others by providing consumer and business information regarding discounts, late pay premiums, and special offers for the goods of others; Tracking and monitoring credit card, debit card, ACH, prepaid cards, payment cards, virtual cards, and other forms of payment transactions via electronic communications networks for others for account auditing purposes; Utility bill management services, namely, tracking, reporting, analyzing and delivering energy information in the form of utility bills and utility meter data rate schedules

Financial affairs and monetary affairs, namely, financial information, management and analysis services; Accounts receivables financing; Bill payment services; Bill payment services provided through a website; Bill payment services provided via an SaaS platform presented on a mobile device; Bill payment services provided via an SaaS platform presented on a website; Credit card payment processing services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Processing electronic payments made through prepaid cards; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards

Providing temporary use of on-line non-downloadable software for processing electronic payments; Providing temporary use of on-line non-downloadable software for enabling the electronic transfer of money between users; Providing temporary use of on-line non-downloadable software for enabling processing of electronic funds transfers and payments made via paper check, electronic check, debit card, virtual card, all forms of ACH (automated clearing house) payment, wire transfer, credit card, electronic mobile payments, and online payments; Providing temporary use of on-line non-downloadable software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; Providing temporary use of on-line non-downloadable software for creating payment and receivable audit trails regarding all supported payment transactions; Providing temporary use of on-line non-downloadable software for authentication for controlling access to and communications with computers and computer networks; Software as a service (SAAS) services, namely, hosting software for use by others for use in making payments via paper check, electronic check, debit card, virtual card, all forms of ACH (automated clearing house) payment, wire transfer, credit card, electronic mobile payments and online payments, receiving payments via paper check, electronic check, debit card, virtual card, all forms of ACH (automated clearing house) payment, wire transfer, credit card, electronic mobile payments and online payments, determining invoice aging and bad debt, offering trade finance solutions for cash flow challenges realized due to late payment of accounts receivable, and creation and issuance of purchase orders through the use of content and field-specific information