(Based on Use in Commerce) Electronically encoded swipe cards used to verify records, transfer funds, and process payments, all in conjunction with custodial services and employee benefits, and which type of payments may include but are not limited to, health savings accounts; downloadable software for managing the custodial services and trustee services of health savings accounts; downloadable software for the administration of various types of benefit plans; downloadable software for enrolling customers and participants, automatically verifying eligibility; downloadable software for providing custodial services and/or benefit management services for health savings accounts to employers and individuals; downloadable software for processing electronic payments made through various means which may include but are not limited to, payment cards and ACH for various types of payments which may include but are not limited to, health savings accounts; (Based on Intent to Use) downloadable mobile applications for managing bank accounts for accessing and submitting claims in connection with health savings accounts; Electronically encoded swipe cards used to verify records, transfer funds, and process payments, all in conjunction with custodial services and employee benefits, and which type of payments may include but are not limited to, flexible spending accounts, limited-purpose health flexible spending accounts, health reimbursement arrangements, limited-purpose health reimbursement arrangements, dependent care flexible spending accounts, transportation fringe benefit plans, and other tax advantaged accounts

(Based on Use in Commerce) tracking business expenses and receipts for others for cost accounting purposes; (Based on Intent to Use) conducting business research and surveys; advertising and marketing of survey results

(Based on Use in Commerce) Banking services; savings account services; internet and online banking services; online banking services accessible by means of downloadable mobile applications; administration of savings accounts and health savings accounts; bill payment services; check processing; electronic cash transactions; electronic debit transactions in the nature of processing of signature debit electronic transactions; electronic payment, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic transfer of money; financial information provided by electronic means; assisting others with the completion of financial transactions for stocks, bonds, securities and equities; providing on line financial calculators; banking services and financial account administration for consumer-driven health care plans and defined contribution health care plans and Section 125 cafeteria plans; custodial services for health savings accounts; providing financial information in the fields of health savings accounts via various means, namely, the Internet, global networks, cloud computing, social media, blogs, telephone, in person, mail, e-mail and facsimile; third-party benefit administration services, namely, administration of health savings accounts; providing administration of employee benefits and benefit plan management services concerning insurance and finance, namely, providing payment processing services in the field of health savings accounts payment, and electronic processing of electronic payments made through various means, namely, payment cards and ACH; providing tax advantaged savings account services; providing educational content in the nature of financial information for employers and account holders regarding employee financial benefits and benefit plan management services through various means; Providing educational financial information about health care spending in the nature of health care expenses

(Based on Intent to Use) Education services, namely, providing non-downloadable webinars in the fields of health insurance plans, health care services, health care spending, and health care expenses

(Based on Use in Commerce) Providing use of online, non-downloadable software for financial services, namely, enrolling customers and participants, automatically verifying eligibility, processing payments, processing distributions, and transferring funds, all via various means which may include but are not limited to, communications networks using electronically encoded cards operating in conjunction with employee benefit plans; providing use of online, non-downloadable software for providing employee benefits and benefit management services to third party administrators and employers, namely, providing program development and aiding administration of benefit plans for others; providing use of online, non-downloadable software for providing employee benefits and benefit management services for others which may include but are not limited to, third party administrators and employers; (Based on Intent to Use) providing use of online, non-downloadable software for assisting others with the completion of financial transactions for stocks, bonds, mutual funds, securities and equities