Downloadable and mobile application computer software for processing electronic payments; downloadable computer software for issuing receipts regarding mobile payment transactions; downloadable and mobile application software for processing electronic payments and transferring funds to and from others; downloadable authentication software for controlling access to and communications with computers and computer networks; downloadable computer software and computer hardware for making, authenticating, facilitating, operating, managing, and processing payment transactions with credit cards, debit cards, prepaid cards, payment cards, gift cards, and other payment forms; downloadable software development kits; downloadable software development kits, namely, software for use in customizing payment software

Financial services, namely, electronic funds transfer, clearing and reconciling financial transactions via a global computer network and wireless networks; providing a wide variety of payment and financial services, namely, credit card payment processing services, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; credit card and debit card transaction processing services; providing payment and financial services, namely, electronic creation, processing, transmission and reconciliation of invoice payments; reimbursement of payment processing for fraudulent transactions, transaction errors, and disputed transactions, namely, transactions concerning lost, damaged, misrepresented, or incorrect products or services, all in the field of electronic payment purchases; providing purchase protection services for goods and services purchased by others via a global computer network and wireless networks¿ namely, providing fraud reimbursement services in the field of credit card purchases and electronic payment purchases, and providing secure commercial transactions for credit card purchases and electronic payment purchases; credit card transaction processing services; bill payments services; providing electronic mobile payment services for others in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale; credit card transaction processing services and payment processing services in the field of credit card payments and electronic payments; financial risk management services, namely, analyzing transactions for payment fraud or illegality, compliance in the nature of analyzing transactions for compliance with payment transaction regulations, and antifraud and money laundering controls in the nature of analyzing transactions for fraud and illegal monetary transactions; stored value card and debit card services in the nature of electronic debit card transaction processing and processing electronic payments made through prepaid cards

Providing temporary use of online non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; providing temporary use of online non-downloadable software for issuing receipts regarding mobile payment transactions; providing temporary use of online non-downloadable authentication software for controlling access to and communications with computers and computer networks; providing temporary use of online non-downloadable computer software for tracking and analyzing payment activity; providing temporary use of online non-downloadable software to prevent fraud, facilitate integration with loyalty and reward platforms to allow tracking of purchases and accrual of rewards, and enable merchants to embed checkouts in third party sites and applications to sell and take payments on third party platforms; providing temporary use of online non-downloadable software to evaluate and detect fraud and illegality in payment transactions, manage compliance validation; electronic monitoring of financial transactions for fraud, money laundering, and illegality in the field of electronic funds transfer and electronic payment processing services; providing temporary use of online non-downloadable software for customizing Application Programming Interfaces (API's), integrating pay in methods to digital wallets, sharing payment data between users and generating reports, managing disputed charges, and automating chargebacks; Application Service Provider (ASP) featuring Application Programming Interface (API) software for payment collection, payment transactions, forwarding data and information processing