Advertising, marketing and promotion services in the field of check, credit, debit, stored value and electronic benefits transfer card transactions and payments; Customer services, namely, responding to customer's inquiries for others via telephone and email for others in the field of data processing and merchant payment solution services; Advertising via direct mail and e-mail; Business advisory services in the field of check, credit, debit, stored value and electronic benefits transfer card transactions and payments; Business services for others, namely, providing market analysis in the nature of business marketing database modeling, prediction and strategy and providing business marketing information services for card issuers, deposit banks, and other direct marketers; Operation of telephone call centers for others; Customer services, namely, responding to customers' inquiries for others via telephone and e-mail for others; Customer loyalty services for financial institutions and merchants for commercial, promotional and/or advertising purposes, namely, conducting incentive award programs to promote the sale of products and services of others; Promoting the sale of the goods and services of others through the distribution and processing of electronic coupons issued over a global computer network; Providing an on-line interactive database containing business and consumer information; Data processing services for others; Advertising via direct mail and e-mail for others; Business marketing consulting services; Business consulting; Correspondence processing and mailing services performed for others, namely, account statement creation, mail handling and mail sorting; Data processing services, namely, data list management via the management of encrypted customer data and computer data entry services; Customer relationship management, namely, customer care services; Telemarketing; Business consulting services, namely, consulting in the field of business operations, business issues in finance, marketing and business strategy; Consulting services in the field of customer loyalty programs; Business marketing services in the field of customer loyalty programs; Management of customer appreciation programs for others; Order fulfillment services; Data management services for use in debt collection, namely, electronic data collection and online claims management; Business risk management, namely, risk monitoring; Customer services, namely, cardholder account dispute processing services; Business management services, namely, providing customer services for customers of other companies that issue credit cards, debit cards, bank cards, smart cards, healthcare cards and electronic payment processing cards; Business services, namely, business administration and management of bankruptcy cases for others; Business services, namely, business administration and management of probate cases of others; Data processing services