Medical cost containment services to improve health, affordability and patient experience; Health related insurance services for others, namely, health reimbursement arrangements that mutually benefit employees, employers, and the greater society based on dynamic pricing and risk-management analysis; Health care utilization and review services; Business information services, namely, providing health claim audit information obtained pursuant to medical bill review and insurance premium audits in connection with workers compensation claims; medical cost management; business services, namely, prescription drug formulary cost management services; cost management consulting services regarding healthcare and pharmacy costs; healthcare utilization review services; organization and administration of networks of preferred healthcare providers, namely, arranging of managed care contractual services in the fields of health and medical services; health care cost management services and healthcare utilization and review services; business risk management; interactive record-keeping services for use in risk management and regulatory compliance by insurers; providing statistical evaluation of insurance claims performance measures for others; financial record-keeping for insurance risk management; business management consulting services, namely, insurance review in the nature of insurance claims auditing services and tracking and monitoring insurance compliance for business purposes; insurance claims auditing services; business risk assessment and business risk management consultation, namely, providing advice regarding safety and loss programs that identify, mitigate, and prevent risk; Cost management for the workers compensation claims of others, namely, tracking, monitoring, assessing and analyzing information and statistics regarding patient prescription drug use, medical care, and healthcare habits, to identify potential cost savings

Insurance services, namely, risk control and risk management services, and claims administration and claims processing services, all in the field of workers compensation insurance; Pharmacy benefit management services; medical benefit management services; Financial organization and financial administration of networks of preferred healthcare providers; insurance administration in the field of health care; Financial organization and financial administration of networks of preferred healthcare providers; medical and pharmacy benefit management services, namely, tracking, monitoring, assessing and analyzing information and statistics regarding patient prescription drug use, medical care, and healthcare habits, to identify clinical benefits; Insurance claims processing, insurance administration and insurance claims adjudication; insurance claims processing in the field of pharmacy claims; Organizing preferred provider programs in the field of workers compensation