Financial services, namely, arranging of modified loan terms designed to prevent home foreclosure; Financial services, namely, credit agencies featuring credit processing, namely, credit checking, credit analyzing, and financial reporting services; Financial services, namely, mortgage planning; Financial services, namely, savings programs for youths; Financial advisory and consultancy services; Financial consulting services in the field of planned giving for non-profit and charitable organizations; Financial consulting services, namely, advising others regarding intellectual property investments; Financial consulting services, namely, expert analysis in finance; Financial counseling services, namely, helping others build a better working relationship with their money; Financial due diligence services in the field of real estate; Financial planning services, namely, developing and managing charitable giving programs on behalf of wealthy individuals or families; Financial research and information services; Financial retirement plan consulting services; Financial risk assessment services; College consulting services, namely, assisting students in applying for scholarships and financial aid; College counseling services, namely, assisting students in applying for scholarships and financial aid; Insurance and financial information and consultancy services; On-line financial planning services; Strategic financial advisory services; Strategic corporate financial advisory services