Business services, namely, verifying the personal and business credentials of third-party vendors, suppliers and contractors on behalf of others

Financial risk management services; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via electronic communications networks

Collection, verification and analysis of consumer data and financial information to detect and prevent fraud and identity theft via electronic communications networks; risk management services for the detection and prevention of fraud via a global computer network; fraud and identity theft protection via electronic communications networks; financial identity monitoring via electronic communications networks; consultation in the fields of data theft and identity theft; identification verification services, namely, providing authentication of personal identification information and transmitting such information via email, text or telephone; providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via electronic communications networks; providing user authentication services in transactions of all types via electronic communications networks; identification, authentication and verification of mobile device account ownership via electronic communications networks; risk management services to provide information to detect high risk and fraudulent individuals and the risk associated with payment transactions via electronic communications networks; risk management services to detect, prevent and deter payment and identity fraud via electronic communications networks