Downloadable software for accounting, bookkeeping, business management, managing and tracking expenses, managing and tracking employee benefits, preparing and managing payroll and creating associated payroll documents, preparing and managing employee incentive programs; downloadable software for managing employee sales efforts; downloadable software applications enabling payment transaction processing

Payroll administration and management services; payroll preparation and processing; data processing services in the field of payroll, benefits and human resources; administration of business payroll and benefits concerning payroll, business expenses reimbursements, student loan disbursements, health and wellness programs, loyalty and rebate programs, expense and travel programs, single use prepaid credit cards, reloadable prepaid credit cards, prepaid digital online credit cards, payroll credit cards for others; human resources consultation and management; professional employer organization services in the nature of outsource service provider in the fields of payroll processing, administration of employee benefit plans concerning payroll, business expenses reimbursements, student loan disbursements, health and wellness programs, loyalty and rebate programs, expense and travel programs, single use prepaid credit cards, reloadable prepaid credit cards, prepaid digital online credit cards, payroll credit cards and human resources management departments; advertising, marketing and sales improvement consultancy; employee incentive program administration and management for others, namely, conducting employee incentive award programs to promote quality and productivity

Financial advice and consultancy services; Financial planning; Financial services, namely, electronic payment services, namely, providing electronic processing of electronic funds transfer and money transfer services; Payment processing services, namely, credit card, debit card, prepaid card and electronic payment transaction processing services; Financial services, namely, payroll tax debiting services, payroll direct deposit services, namely, electronic remote check deposit services

Providing a website featuring online non-downloadable software for financial management; providing a website featuring online non-downloadable software that enables users to deploy employee incentive management programs; providing online non-downloadable computer software applications enabling payment transaction processing