Downloadable computer software for mobile devices, namely, downloadable software for accessing databases and for managing, retrieving, and sharing information relating to healthcare and healthcare insurance; downloadable computer software for mobile devices, namely, downloadable software using intelligent natural language processing and artificial intelligence to process voice or text-based input and to manage, retrieve, and share information responsive to such input in audio, graphic, or text-based forms; downloadable computer software for mobile devices, namely, downloadable software for accessing and interacting with non-downloadable chatbots using intelligent natural language processing and artificial intelligence to conduct voice or text-based automated conversations with users and to manage, retrieve, and share information in audio, graphic, or text-based forms

Telecommunication services, namely, transmission of emails, text messages, phone calls, voice, data, graphics, images, and audio for others by means of telecommunications networks, wireless communication networks, and the Internet

Providing on-line non-downloadable software for healthcare insurance payers, healthcare insurance brokers, health plans, employers, third party administrators, healthcare providers, health plan beneficiaries and other business associates to provide healthcare insurance information and healthcare insurance services, share information, and aggregate, organize and present data from multiple sources over local or global communications networks and using any connected access mode in any format, namely, mobile communication devices, personal computers, telephone, email, websites, text messages, or cloud-connected smart consumer electronic devices with virtual personal assistant capabilities controlled by voice or manual interaction; providing on-line non-downloadable software for the management of databases and the distribution of information; providing on-line non-downloadable software, namely, software using intelligent natural language processing and artificial intelligence to process voice or text-based input and to manage, retrieve, and share information responsive to such input in audio, graphic, or text-based forms; providing on-line non-downloadable software, namely, chatbots using intelligent natural language processing and artificial intelligence to conduct voice or text-based automated conversations with users and to manage, retrieve, and share information in audio, graphic, or text-based forms