Software as a service (SAAS) services featuring software for allowing desktop, web, mobile applications, servers, or devices that run embedded software, to securely delegate their authentication and other tasks such as multi factor authentication, e-signature conformation, workflow authorization and tracking, anti-pishing protection, and other tasks that may require authentication and time confirmation such as photos, videos, recording audio, entering text, making or receiving calls, sending or receiving text messages, and to include the ability to acquire the geographical location of the user and the ability to generate secure payments