Software applications in the fields of property casualty risks, risk modeling, catastrophic risks, weather related risks, earthquake risks, hurricane risks, terrorism risks, mortality and longevity risks, insurance, reinsurance, insurance portfolio management and risk management, namely, computer software for use in assessing and analyzing property casualty risks, catastrophic risks, weather related risks, terrorism risks, mortality and longevity risks; computer software for use in locating information pertaining to, and managing, accessing and exchanging data within, a database in the fields of insurance, reinsurance, insurance portfolio management and risk management, and for analyzing and generating insurance, risk, and exposure data; computer software for use in locating information pertaining to and managing a database in the fields of insurance, reinsurance, insurance portfolio management and risk management, and for calculating and analyzing the costs of risks or losses generating models, and making property casualty, catastrophic risk, weather related risk, terrorism risk, mortality and longevity risk analysis in the field of insurance, reinsurance, insurance portfolio management, risk management, and risk analysis; computer software for analyzing and generating insurance, risk and exposure data; computer software for use in making cost analysis in the fields of insurance, reinsurance, insurance portfolio management and risk management; computer software that integrates with other software products to manage systems in the fields of insurance, reinsurance, insurance portfolio management, risk management and risk analysis; location and site analytics; downloadable, hosted software applications and the operation of a website in the fields of property casualty risks, catastrophic risks, weather related risks, earthquake risk, hurricane risk, terrorism risks, mortality and longevity risks, insurance, reinsurance, insurance portfolio management and risk management