(Based on Intent to Use) Bill payment services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Payment processing services, namely, credit card and debit card transaction processing services; Processing of credit card payments; Processing of debit card payments; Providing electronic processing of credit card transactions and electronic payments via a global computer network(Based on 44(e)) Bill payment services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Payment processing services, namely, credit card and debit card transaction processing services; Processing of credit card payments; Processing of debit card payments; Providing electronic processing of credit card transactions and electronic payments via a global computer network