Financial services, namely, credit card transaction processing services, payment processing services; payment verification services; payment card transaction authorization and settlement services; electronic funds transfer; smart cards in the nature of credit cards; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of financial transactions online via a global computer network or via telecommunication, mobile or wireless devices; dissemination of financial information and financial information in the nature of electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions and credit cards