Computer services, namely, acting as an application service provider in the field of information management to host computer application software for the purpose of providing honesty ratings, credibility ratings. identification, authentication, authorization, obfuscated identity of business or commercial enterprises and individual users; Providing temporary use of a non-downloadable web application for identity management; Providing temporary use of on-line non-downloadable software and applications for use in providing honesty ratings, social credibility, social scoring, credibility ratings, identification, authentication, authorization, identity data masking, identity management for business or commercial enterprises and individual users