Bill payment services; Charge card and credit card payment processing services; Credit and cash card payment processing services; Crowdfunding services in the nature of accepting and administering monetary contributions from a group of individuals; Currency exchange services; Currency exchange and advice; Currency trading; Currency transfer services; Electronic debit card transaction processing; Electronic financial trading services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic transfer of money; Factoring agency services; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Gift card transaction processing services; Hedge fund investment services; Installment loans; Issue of tokens of value; Money transfer; Processing electronic payments made through prepaid cards; Processing of credit card payments via near field communication (NFC) technology-enabled devices; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards