Credit union services; financial services, namely, banking services; credit and debit card services, namely, issuing credit and debit cards, and electronic credit and debit card transaction processing; mortgage banking services, namely, mortgage origination, acquisition, and servicing of mortgage loans; financial counseling and consultation, namely, helping others build a better working relationship with their money; banking services, namely, credit, financing and loan services; consumer financial services, namely, providing checking accounts, savings accounts, certificates of deposit, holiday and vacation club accounts, individual retirement accounts and safe deposit box services; business financial services, namely, providing business checking and savings accounts, business loans and lines of credit, business credit cards and merchant processing; on-line banking services, namely, computer and mobile telephone banking services, ATM banking services and telephone banking services