Downloadable application software for use at point of sale by merchants and their customers to facilitate the customers obtaining credit from financial institutions for the purchase of goods/services from the merchant and to facilitate payment to the merchant from financial institutions for the goods/services provided to their customers; Downloadable application software which assesses creditworthiness of potential borrowers, administers and documents loan agreements, manages loan payments and manages loan portfolios; Downloadable enterprise work flow management software, namely, software for managing the steps in sales-based transactions including lead management, quote generation, project status monitoring and marketing and customer communications; Downloadable call center interface software, namely, for assisting in the collection, storage, aggregation and analysis of client data

Business management services for others, namely, managing the work flow provided by trades and tradespersons in the home, office and industrial services, property management, building maintenance and construction industries and markets; recruitment services for others, namely, recruiting trades and tradespersons for the home, office and industrial services, property management, building maintenance and construction industries and markets; telemarketing services, namely, the provision of call center and customer communication services to assist in the promotion, the retail and wholesale marketing and sale, the customer care, lead management and the order and job fulfillment of third party products and services; operation and management of telephone call centers for others, and consultancy services in the field of management of telephone call centers; consulting services to businesses seeking to enter into or expand their market share of the home installation services industry

Operation of a website that provides information concerning point of sale automated payment plan solutions; advisory and consultancy services relating to the use by merchants of automated customer credit check and payment plan solutions at point of sale

Training services relating to the use by merchants of automated customer credit check and payment plan solutions at point of sale; training services related to computer software, namely, on-site, in-house and web-cast training of others in the home, office and industrial services, property management, building maintenance and construction industries and markets on enterprise web based work flow management software and call center interface software

Providing on-line, non-downloadable internet based software for use at point of sale by merchants and their customers to facilitate the customers obtaining credit from financial institutions for the purchase of goods/services from the merchant and to facilitate payment to the merchant from financial institutions for the goods/services provided to their customers; Providing on-line, non-downloadable internet based software which assesses creditworthiness of potential borrowers, administers and documents loan agreements, manages loan payments and manages loan portfolios; software as a service (SAAS) services, namely, hosting software for use at point of sale by merchants and their customers to facilitate the customers obtaining credit from financial institutions for the purchase of goods/services from the merchant and to facilitate payment to the merchant from financial institutions for the goods/services provided to their customers; software as a service (SAAS) services, namely, hosting software for use by financial institutions to assess creditworthiness of potential borrowers, administer and document loan agreements, manage loan payments and manage loan portfolios; application service provider (ASP) services featuring software for use at point of sale by merchants and their customers to facilitate the customers obtaining credit from financial institutions for the purchase of goods/services from the merchant and to facilitate payment to the merchant from financial institutions for the goods/services provided to their customers; application service provider (ASP) services featuring software for use by financial institutions to assess creditworthiness of potential borrowers, administer and document loan agreements, manage loan payments and manage loan portfolios; software as a service (SAAS) services, namely, hosting software solutions for use by participants in the home services industry, namely, in the fields of work flow, lead management and call centers

Human resource risk management services for others, namely, criminal background checks and reference checks