Downloadable software for processing and authenticating payment transactions with credit cards, debit cards, virtual cards, and prepaid cards;Downloadable computer software for ecommerce merchants to track and manage their businesses, transactions, customers, and metrics in the fields of business and finance; Electronic devices, namely, card readers, computer chip readers, point of sale terminals, and related hardware and software, all for accepting, effecting, enabling, facilitating, processing, operation, authenticating and managing payment transactions via mobile devices;Computer hardware and downloadable software for collecting, storing, analyzing, and providing data and information regarding electronic payment transactions; Downloadable computer software for facilitating mobile payments, and enabling customers to use their electronic signature, PIN, name or photo in completing mobile payment transaction; Downloadable computer software for bill payment

Credit card transaction processing services provided via internet; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards; Merchant services, namely, payment transaction processing services; payment and funds verification services; credit card verification; currency exchange services; currency transfer services; financial services, namely, providing for the exchange of foreign currency via the internet and intranet systems; financial services, namely, providing electronic transfer of a virtual currency via a global computer network; electronic funds transfer; virtual credit and debit card transaction processing services; Clearing and reconciling financial transactions via a global computer network; online banking services and financial services, namely, credit card or/and debit card processing services, and transmission and processing of bills and payments thereof, conducted via a global computer network; electronic funds transfer services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Financial transaction services, namely, providing secure commercial transactions and payment options; money lending provided over a computer network such as the Internet