financial services, namely, providing a wide range of information and analysis to financial institutions by electronic means in connection with credit, debit, stored value and other payment cards, specifically, cardholder spending, fraud, risk management, terminated merchants, reporting of chargebacks, retrievals and exceptions; providing financial information via a global computer network; banking and credit services; services, namely, processing of credit card payments, processing of debit card payments, and processing of prepayment cards; financial services relating to payment of bills; automated teller machine services; payment processing of cardholder financial credit, debit, purchasing, stored value and/or prepaid card transactions both online via a computer database or through telecommunications and at points of sale; services for payment processing services for financial transactions carried out by cardholders through automated teller machines; provision of financial account details, namely, cash balances, deposits and withdrawals to cardholders through automatic teller machines; financial settlement and authorization services, namely, the settling of international and commercial transactions through obtaining the proceeds of a sale in cash in exchange for formal debt instructions; financial account settlement services, namely, the settling of international and commercial transactions through obtaining the proceeds of a sale in cash or in exchange for formal debt instructions; electronic funds transfer and foreign exchange services in the nature of foreign exchange transaction, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems, electronic foreign exchange payment processing; providing financial information over the internet and other computer networks; financial services for facilitating the use of electronic payments, namely, electronic processing and transmission of electronic wallets, transactions and data; foreign currency transfers; electronic payment services, namely, electronic processing and transmission of bill payment data; credit and debit cardholder financial authorization and debt settlement services; offer of electronic debit and credit transaction services by means of radio frequency identification devices and transponders; Provision of electronic debit and credit transaction services by means of communication and telecommunications devices; cheque verification services; issuance and redemption services, all in connection with travellers' cheques and travel vouchers; provision of financial support services, namely, payment services to retail services provided online, via networks or other electronic media using electronically digitized data; services for exchanging securities, namely, conducting the secure exchange of securities, namely, payment in electronic cash via computer networks accessible by smart cards; online banking services; investment services, namely, the services of assurance agents, assurance brokers, financiers, investment consultants and agents, real estate, valuation, management and development, estate agencies all in the nature of investment portfolio management; all of the foregoing expressly excluding credit card services in connection with the sale of jewelry products; none of the aforesaid relating to insurance services