Banking; Bill payment services provided via the internet, websites, mobile devices, and apps; Clearing and reconciling financial transactions via a global computer network; Credit card payment processing services; Credit card transaction processing services; Currency exchange services; Currency transfer services; Debit card transaction processing services; Electronic transfer of funds; Electronic transfer of money; Electronic cash transactions; Gift card transaction processing services; Merchant services, namely, payment transaction processing services; Money exchange services; Money transfer; Money wiring services; Payment and funds verification services; Payment processing services, namely, credit card and debit card transaction processing services; Payment verification services; Automated Clearing House (ACH) transaction processing services; Automated Clearing House (ACH) transaction processing services provided via user authentication software; Automated Clearing House (ACH) transaction processing services provided via user authentication software utilizing fingerprint, palm print, iris, retina, voice, device interaction characteristics, gait, signature, vein patterns, DNA, biological indicia, and facial recognition; Credit card verification; Credit card transaction processing services provided via user authentication software; Credit card transaction processing services provided via user authentication software utilizing fingerprint, palm print, iris, retina, voice, device interaction characteristics, gait, signature, vein patterns, DNA, biological indicia, and facial recognition; Debit card transaction processing services provided via user authentication software; Debit card transaction processing services provided via user authentication software utilizing fingerprint, palm print, iris, retina, voice, device interaction characteristics, gait, signature, vein patterns, DNA, biological indicia, and facial recognition; Electronic debit card transaction processing; Electronic foreign exchange payment processing; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial information provided by electronic means in the field of financial transactions; Financial services, namely, electronic remote check deposit services; Financial transaction services, namely, providing secure commercial transactions and payment options; Funds verification services; Online banking; Online banking services accessible by means of downloadable mobile applications; Payment processing services in the field of virtual currency payments; Payment processing services in the field of cryptocurrency payments; Payment processing services in the field of credit, debit, ACH, prepaid, gift card, digital cash, and digital deposit payments; Payment processing services in the field of secure mobile payments; Processing electronic payments made through prepaid cards; Processing of debit card payments; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network